Tag: surreyproperty

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UK Mortgage Rates Advice for 2023

If you’re looking to move house and buy a new property, you will likely be wondering about the UK mortgage rates.

We recommend talking to a Mortgage and Protection Advisor to give you all the relevant information and advice you will need. Buying a new home is a big commitment, so it is very important that you have all the information regarding current mortgage rates and what the best options are for you, from a professional.

We had the delight of talking to Paul Cleveland, a Mortgage and Protection Advisor at Fairstone, who provide financial planning and wealth management solutions to help you achieve your life goals.

Paul shared with us some fantastic information about UK mortgage rates and some brilliant advice for people considering a move. He also discussed mortgage rate trends and how these could change overtime, as well as the importance of knowing your financial position before property searching.

To find out all the great advice Paul shared with us, please watch our coffee morning with Paul on our YouTube channel below…

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5 Easy Steps to Prepare Your Home for Viewings

Selling your home can be a stressful process, but we believe that with a thorough plan and understanding of the process it doesn’t need to be. One key element of selling your home is viewings, and often not enough thought or effort goes into this. Our top tips are…

1. Declutter

Where possible limit the number of items that personalise the house such as family photos, memorabilia, collections, and furniture. Remove excess items that make rooms appear cluttered as this will give potential buyers a better impression. 

2. Repair

Make sure to repair any known defects in the house, such as broken windows, leaky faucets, or damaged flooring. Potential buyers won’t be interested in a home with a long punch list. 

3. Paint

Freshen up paint colours in each room of the house with neutral tones and finishes. Neutral colours will make the house more attractive to potential buyers and may also increase its resale value. 

4. Stage

Staging the house can help potential buyers envision how the space can be used and also present it in its best light. Use simple and stylish decor to make the house feel inviting, intimate and attractive to potential buyers. 

5. Clean

Consider having a deep clean to make sure your house is truly looking as good as it possibly can, making it easy for buyers to fall in love with it.

At Fisher & Partners we will always be on hand to advise and guide clients in order to get the best possible route for them. By working closely together we can make sure that the whole processes is as smooth as possible for you. 

If you are considering a move, are struggling with your current estate agent or simply need some advice, please contact us and we’d be delighted to help.

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UK Property Update for 2023

The UK property market is an ever changing landscape and looking ahead to 2023 there’s a number of factors that will affect the market. 

Demand for housing is likely to rise in the UK as the population continues to expand and the economy bounces back from the turbulence of 2022. This means that the outlook for 2023 is promising, all against a backdrop of rising interest rates, increased costs of living and a pessimistic viewing from broadcasters on a national level.

In terms of prices, experts predict that the market will remain largely stable in the next few years and that house prices may rise by around 5-10%. However, this will vary significantly depending on the region, with some markets being more expensive and better performing  than others. Certainly the Home Counties will be expected to out perform the rest of the UK, with strong demand from across the globe and limited expansion in terms of property development, underpinning values and transactional volumes. 

The pandemic has also had a major impact on the property market and this could continue in 2023. Working from home is becoming more common, meaning that people may be less reliant on their local area and more likely to move farther away in order to get better value for money. However the migration from city centres to more suburban and rural areas is still affected by the desire to have good communication links and social infrastructure. 

Additionally, in recent years travel restrictions have affected the number of overseas buyers, but as we return to a post-Covid normality we will expect to see the return of foreign investors taking advantage of the weak pound and any uncertainty in the markets.

If you’d like any further advice or help from us then please do reach out to use using our contact page.

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Top 5 Pubs for Sunday Lunch in Berkshire

The Four Horseshoes – Chobham 

A beautiful village pub near Chobham Common. It’s a welcoming pub with fantastic food and there are so many amazing walks and rides all around.

The Winning Post – Winkfield

A hugely popular spot for locals and those from further a field. Set in the village between Ascot and Windsor, it’s a superb environment mixed in with amazing service, food and the odd celebrity.

The Fox & Hounds – Englefield Green 

Set in a beautiful position boarding the Windsor Great Park. Its the perfect spot for a well earned roast after a long walk, bike or horse ride in the Great Park.

The Half Moon – Windlesham 

Truly superb food, fantastically welcoming and heated outdoor seating. It’s perfect for families all year round.

The Carpenters – Sunninghill 

A visit to The Carpenters is a must! It’s a hugely popular local staple with an incredible atmosphere for England rugby matches, combined with the best of French and traditional English food.

If you enjoyed this post, please feel free to share it with your friends, and also take a look at our other posts on our A&T page.

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Simple Tips for Beginning Your Property Search

1. Begin early

Start researching well ahead of when you plan to buy – at least 6-12 months prior. This will give you plenty of time to research different areas and finances.

2. Research thoroughly

Read up on the different areas you are looking to buy in. Look at local amenities, school districts, and property value trends.

3. Understand your finances

Use a mortgage calculator to help you work out how much you can afford to borrow and how much you can afford to pay back each month.

4. List your must-haves

Make a list of what you want and need in a property. Having a clear list will help you narrow down your options.

5. Get a pre-approval

Get pre-approved for a mortgage to show sellers that you’re serious and financially capable of purchasing the property.

6. Talk to an estate agent

As much as the online portals can give you a good overview of a local property market, they don’t tell the whole story. Being on the books of estates agents is key. This will give you a first chance look at new properties as they come onto the market as well as access to the nearly 40% of properties sales that take place off market. 

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How to Prepare Your Winter Garden for Spring and Summer 2023

As we come out of Winter and the early signs of life in our gardens are signalled by bird song and daffodil shoots, we want to share with you a few tips to help you prepare, so you can make the most of your garden this Spring and Summer.

1. Start your garden early

Most vegetables and annual flowers will provide a bountiful harvest if they are planted early in the spring, starting as soon as the soil can be worked. Start prepping and planting in mid to late March, once the threat of frost has passed.

2. Amend the soil

Before planting, amend your soil with fertiliser, compost or manure, to give your plants a nutrient-rich environment to thrive in. Start with a soil pH test to determine acidity, and adjust as needed with lime and/or fertiliser.

3. Get mulching

Mulch helps retain moisture and keep weeds at bay, so cover flower beds, gardens and trees with several inches of mulch to protect their roots.

If you found this useful and would like any further advice on prepping and styling your garden – particularly if you’re looking to put your property on the market – then please do get in touch using our contact page.